BMO Harris

Smart Advantage Checking

$400

Medium

Nationwide

Everything you need to know about this checking account bonus

Set up and receive 1 or more qualifying direct deposits totaling $4,000 within 90 days

Expiration Date

09/08/25

Bonus Payout

100 days after requirements are met

Availability

Available nationwide

Direct Deposit

Set up and receive 1 direct deposit totaling $4,000

Monthly Fee Waiver

No monthly maintenance fee

Early Termination

No early termination penalty

Account Closure Penalty

Account must be open with balance greater than zero when bonus is paid

Use promo code when opening account

Institution

BMO Harris

Account Type

Smart Advantage Checking

Bonus Amount

$400

Eligibility

New customers only - not available for existing BMO checking customers or those who closed an account within past 12 months