Privacy Policy

1. Introduction

churnd. Inc. ("we," "our," or "us") operates the churnd. platform, a financial bonus tracking service that helps users discover, monitor, and manage bank and credit card offers. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you use our service.

2. Information We Collect

Personal Information

• Email address
• Display name
• Account preferences and settings
• Authentication data and user identifiers

Financial Tracking Data

• Bonus tracking information you enter
• Offer progress and status updates
• Requirements completion tracking
• Account closure dates and status

Usage Information

• Comments and community interactions
• Voting activity on comments
• Pages visited and features used
• Device and browser information

3. How We Use Your Information

• Provide and maintain our bonus tracking services
• Send notifications about bonus opportunities and updates
• Improve our platform and user experience
• Facilitate community features and discussions
• Provide customer support and respond to inquiries
• Ensure platform security and prevent fraud
• Comply with legal obligations

4. Information Sharing and Disclosure

We do not sell, trade, or rent your personal information to third parties. We may share your information only in the following circumstances:

• Service Providers: Third-party services that help us operate our platform (authentication providers, hosting providers)
• Legal Requirements: When required by law, legal process, or government request
• Business Transfers: In connection with mergers, acquisitions, or asset sales
• Safety and Security: To protect our users, platform, and legal rights

5. Data Security

We implement appropriate technical and organizational security measures to protect your personal information against unauthorized access, alteration, disclosure, or destruction. However, no method of transmission over the internet is 100% secure.

6. Data Retention

We retain your personal information for as long as necessary to provide our services and comply with legal obligations. When you delete your account, we will delete or anonymize your personal information, except as required by law.

7. Your Rights and Choices

You have the right to:

• Access and update your personal information
• Delete your account and associated data
• Opt out of marketing communications
• Request a copy of your data
• Lodge a complaint with supervisory authorities

8. Cookies and Tracking

We use cookies and similar technologies to enhance your experience, maintain your session, and remember your preferences. You can control cookie settings through your browser. See our Cookie Policy for more details.

9. Children's Privacy

Our service is not intended for individuals under 18 years of age. We do not knowingly collect personal information from children under 18.

10. Changes to This Policy

We may update this Privacy Policy from time to time. We will notify you of any changes by posting the new policy on this page and updating the "Last updated" date.

11. Contact Us

If you have any questions about this Privacy Policy, please contact us at:
Email: privacy@churnd.io